PivoPay

Invoice. Get paid. Keep the money.

Four clear plans. No lock-in. Free to split. Paid the day you invoice. 30-day free trial, no card, on every paid plan.

Free
$0 forever CAD

For splitting expenses with friends, roommates, and family.

  • Unlimited expense splitting
  • Unlimited groups
  • Recurring bills — rent, Netflix, gym
  • AI receipt scan (10 per month)
  • Basic statistics
  • 90-day history
  • Data hosted in Canada
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PivoPay Premium · family and personal use
$12.99 / month CAD

For employees who submit expense reports to their employer.

  • Everything in Free
  • Work tab — categorized expenses
  • Unlimited receipt scans
  • Unlimited history
  • Multi-year stats
  • CSV export
  • Family tools — child accounts, allowance
30-day free trial — no card
Most popular
PivoPay Pro · self-employed
$34.99 / month CAD

For electricians, plumbers, hairdressers, photographers, and freelancers who invoice themselves.

  • Everything in Premium
  • GST/QST-compliant invoicing
  • Apple Pay and card (Stripe)
  • Business receipt scan (GST/QST)
  • Tax reports for Revenu Québec and CRA
  • 7-year archive (CRA-compliant)
  • QuickBooks and Wave export
30-day free trial — no card
PivoPay Enterprise · SMB and teams
$79.99 / month CAD

For business owners with one or more employees. Advanced automation.

  • Everything in PivoPay Pro
  • Automatic recurring invoices (coming soon)
  • Shareable Stripe payment links
  • Automatic reminders (overdue)
  • Quote → Invoice in 1 click
  • API connection (QuickBooks, Wave)
  • PivoWeb access — client and invoice management
  • Multi-employee (coming soon)
30-day free trial — no card

Billed annually: save 2 months. PivoPay Pro at $349.90/year instead of $419.88.

All prices in CAD and exclude applicable taxes (GST/QST).

When your business grows

When PivoPay Pro becomes too small.

You're invoicing 10+ clients regularly per month. You're thinking about hiring. PivoPay serves you well, but you need a CRM, a client portal, time tracking. PivoWeb takes over. Same team, same data, zero migration.

Discover PivoWeb CRM — $99/month CAD

Frequently asked

Why is there a Free plan forever?

Splitting expenses with friends is how we meet you. Our revenue comes from self-employed users and small businesses who invoice — not from you. You're never the product.

Can I cancel anytime?

Yes, in under 60 seconds right in the app. No phone call, no email, no reason required. Your subscription ends at the end of the current month and you keep access to all archived invoices and receipts.

How do GST and QST work?

Enter your GST and QST numbers once in settings. On every invoice, PivoPay applies the taxes automatically (5% and 9.975% in Quebec). At month end you generate a report ready to send to Revenu Québec or your accountant.

Do my friends need an account to pay me?

No, never. You invite them by text or email — they get the full breakdown of their share, with nothing to install or sign up for. For payment, they send you the amount by Interac from their banking app. Built-in Interac payment is coming soon.

Where is my data stored?

In Canada, per Quebec's Law 25. Your data is never resold or used for advertising. You can view or delete it anytime from the app.

What happens after the 30-day trial?

At the end of the trial, you'll be asked to choose: continue with your paid plan, or cancel with no penalty. Zero surprise. If you don't like it, you leave.

Can I change plans later?

Yes, anytime. Switch from PivoPay Pro to PivoPay Enterprise in one click. If you downgrade (e.g., PivoPay Pro to Free), you get a credit for remaining days on your subscription.